CLIENT CENTER REP / ADVISOR CENTER

Partners

AFA

Charles Schwab & Company:

Charles Schwab & Company custodies all assets managed under American Financial Advisors, Registered Investment Advisor. As a registered broker/dealer, Schwab is subject to the rules and regulations of the Securities and Exchange Commission, the Financial Industry Regulatory Authority, the Municipal Securities Rulemaking Board and all other exchanges of which Schwab is a member. These regulatory entities have established financial responsibility rules designed to help safeguard assets.

Protection for securities and cash is provided by the Securities Investor Protection Corporation (SIPC). Accounts of Charles Schwab & Co., Inc., (including those held by clients of investment advisors with Schwab Advisor Services) are insured by SIPC for securities and cash in the event of a broker/dealer failure. SIPC provides up to $500,000 of protection for accounts that clients of advisors hold in each separate capacity (e.g., joint tenant or sole owner), with a limit of $100,000 for claims of uninvested cash balances. More information on SIPC coverage is available at www.SIPC.org.

Additional insurance coverage is provided to Charles Schwab & Co., Inc. accounts through underwriters at Lloyds’s of London. Schwab’s coverage with Lloyd’s provides protection of securities and cash up to an aggregate of $600 million and limited to a combined return to any customer from a trustee, SIPC, and Lloyd’s of $150 million including cash of up to $1 million. This additional protection becomes available in the event that SIPC limits are exhausted.

AFA does not hold or custody any client assets. Our reports, provided quarterly, are generated by Portfolio Center, owned by and data provided by, Charles Schwab & Co.

Dimensional Fund Advisors, Inc.

Dimensional Fund Advisors, Inc. is an investment advisor registered with the Securities and Exchange Commission. This firm specializes in the development and management of low cost, no-load, institutional asset class mutual funds. Consider the investment objectives, risks, and charges and expenses of the Dimensional Funds before investing. For more information, please read the prospectuses carefully before investing and visit www.DFAUS.com.

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201 South Orange Avenue - Suite 1005
Orlando, FL 32801

Toll Free: 888-679-9779
Office: 407-207-9006
Fax: 407-207-0106