Whether you're a first-time home buyer, upgrading to a new home, refinancing or buying an additional property, American Financial Advisors has established a relationship with Florida Capital Bank, N.A. to offer you a variety of mortgage loan programs. With financing available nationwide, you'll find many alternatives with competitive rates and terms. From application to closing, you’ll enjoy friendly personalized service.
Mortgage products available:
- Conventional, Jumbo, FHA & VA and USDA Loan Programs
- Fixed Rate Mortgages
- Adjustable Rate Mortgages (ARM)
- Loan products for Primary Residence, Second Home/Vacation Home & Investment Property
We are committed to helping our clients, and making sure your mortgage experience is handled both personally and professionally, with the end result being a level of service sure to exceed your highest expectations.
High Net Worth Mortgage Loans
Jumbo loans are designed to meet your unique luxury home financing needs with flexible financing solutions and an easier process. If you have a lower debt-to-income ratio, a higher credit score, and a larger down payment, a jumbo loan may be right for you.
- Mortgage solutions for loans starting at $417,000 up to $2 million
- Competitive rates and flexible terms
- Adjustable and fixed-rate loans available for purchase or refinance
Loan Product Comparison
Looking for an "at a glance" summary of the differences between specific loan products? The table below shows some of the features of the loan products we offer and what sets those products apart.
To learn more about a specific product, contact an experienced Mortgage Specialist at 1-888-978-5803, or begin the mortgage application process by clicking Apply Now (https://secureapp.floridacapitalbank.com/). It's easy and takes approximately 20 minutes to complete, and your progress will be saved as you complete each step.
Jumbo loans make it easier than ever for borrowers who dream big to own big. Typically loan amounts are from $417K to $2 million.
|Conventional/Fixed Rate Loan
Fixed rate mortgages allow you to lock in an interest rate and payment for the entire life of your loan. Your rate and payment never increase, even if the market changes – giving you peace of mind.
|Adjustable Rate Mortgage (ARM) Loan
ARMs offer lower initial interest rates and monthly payments than fixed rate mortgages in exchange for possible future rate adjustments. If you're planning on owning your home for a short period of time, an ARM may be a good option.
FHA loans are designed to help first-time homebuyers and seasoned homeowners by providing them with a low down payment option.
USDA loans are designed to encourage rural land development and growth in rural areas. They were long thought of as “Farmers Loans”, but eligibility has recently been loosened, giving many people looking to purchase or refinance in a rural area access to their incredible benefits.
Insured by the U.S. Department of Veterans Affairs, VA Loans allow eligible veterans to realize their home buying dreams, and help existing VA homeowners with money-saving refinance options. Some options include up to 100% financing.
|FHA Streamline Refinances
FHA Streamline Refinances are designed for people who already have FHA mortgages and want to lower their monthly payments.
American Financial Advisors, Inc. is not a bank and does not loan funds or process consumer/commercial loans. American Financial Advisors, Inc. does not earn any compensation through our loan referral process with Florida Capital Bank, N.A. American Financial Advisors, Inc. and Florida Capital Bank, N.A. are not affiliated companies.
Florida Capital Bank, N.A. Member FDIC Equal Housing Lender
NMLS No. 790396 – Check the registration status of your Mortgage Loan Originator at www.nmlsconsumeraccess.org.
Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.
1936 Lee Road - Suite 270
Winter Park, FL 32789
Toll Free: 888-679-9779